Credit Card Debt Management – A Review in Credit Card Practice

Abstract

This systematic literature review highlights debt management among credit card users. The existence of extensive financial facilities serving consumer's shortage and needs. However, the impact of indebtedness has caused problems in managing it. Therefore, the author reviews previous studies that focus on debt management among credit card users. Meanwhile, the study implemented the methods of Preferred Reporting Items for Systematic Reviews and MetaAnalyses (PRISMA) by using two significant databases, Scopus and Web of Science. As a result, the authors systematically analysed 16 articles. After going through the theme analysis process, the authors identified two main research themes, namely debt behaviour and credit card management. In total, under these key themes, the study was able to publish ten sub-themes and some new suggestions and directions to future researchers