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http://hdl.handle.net/123456789/574
Title: | Framing the Retirement Planning Behavior Model towards Sustainable Wellbeing among Youth: The Moderating Effect of Public Profiles | Authors: | Afthanorhan, A Al Mamun, A Zainol, N.R. Foziah, H Awang, Z |
Keywords: | retirement planning;financial literacy;saving attitude;social influence;goal clarity;structural equation modeling | Issue Date: | 1-Nov-2020 | Publisher: | MDPI AG | Journal: | SUSTAINABILITY | Abstract: | This study examines the effect of financial literacy, saving attitudes, social influence, and goal clarity on the retirement planning construct. In addition, it investigates how the public demographic profile moderates these relationships. The questionnaire approach was utilized to collect data by adopting and customizing the measurement scale from previous studies. A systematic random sampling approach was employed on 323 prospective respondents. The outcomes of this study illustrate that all relationships are significantly and positively associated with retirement planning using structural equation modeling (SEM). Furthermore, all moderator variables (gender, age, status, income, and education) moderated the relationships. The government should construct a holistic retirement planning model that is based on demographic characteristics. |
Description: | Web of Science / Scopus |
URI: | http://hdl.handle.net/123456789/574 | ISSN: | 20711050 | DOI: | 10.3390/su12218879 |
Appears in Collections: | Faculty of Entrepreneurship and Business - Journal (Scopus/WOS) |
Files in This Item:
File | Description | Size | Format | |
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sustainability-12-08879-v3.pdf | 7.41 MB | Adobe PDF | View/Open |
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